2024金融碩士自我評價(精選3篇)
2024金融碩士自我評價 篇1
學業表現:通過三年多的學習,我系統地掌握金融學、經濟寫作、管理學等經濟管理相關理論,同時也掌握了計算機應用、數據庫等計算機方面知識,并注重在實踐中的應用,獲得學校優秀學生干部獎學金;更重要的是,嚴謹的學風和端正的學習態度塑造了我樸實穩重而靈活創新的性格特點。
工作能力:在校期間,我先后擔任的班級球隊經理、副班長,并參與了學校組織的多項活動等。我認真負責的工作態度獲得老師同學的一致好評,獲得了校“優秀學生干部”獎學金。同時,我還積極參加各種社會實踐活動。經過兩次在中國銀行的實習,本人對進出口結算和單證業務有了初步的認識,已具備單獨審核和制作較簡單的進出口單證的能力;經過廣發基金網校的基金專業技能培訓,本人對基金的運作和交易等方面的知識有了較全面的認識。這些活動,都極大地提高了我的社會適應能力和溝通能力。
語言能力:大學英語六級,良好的聽說讀寫譯能力;普通話,廣東話:標準、流利、通順。計算機水平:熟練操作windows、office辦公軟件、vfp數據庫處理軟件以及dreamveaver mx網頁制作軟件。
2024金融碩士自我評價 篇2
在生活上,養成了良好的生活習慣,生活充實而有條理,為人熱情大方,誠實守信,樂于助人,擁有良好處事原則,能與同學們和睦相處;積極參加各項課外活動不斷的豐富自己的閱歷。
在學習上,勤奮好學,態度端正,基本上牢固的掌握金融專業知識和技能,課余參加了社團模擬炒股比賽,做到了將所學用于實踐中;除了專業知識的學習外,還注意各方面知識的擴展,廣泛的涉獵其他學科的知識,從而提高了自身的思想文化素質。
在思想上,積極上進,熱愛祖國,遵守國家的法律法規及各項規章制度,較全面地學習了馬克思哲學、鄧小平理論和“三個代表”重要思想等課程,積極向黨組織靠攏。
在工作上,認真負責,在擔任班生活委員的兩年間,工作踏實,責任心強,得到老師和同學們的一致好評。
2024金融碩士自我評價 篇3
Looking back at 20xx, this is a busy and a tough year. Overall contraction due to the financial environment, our company is also struggling in 20 years of operation, but the chairman under the correct leadership and the joint efforts of colleagues, we achieve benefit maximization, risk minimization, closely around the business management target, insist on compliance in accordance with the prudent management, moderate scale, credit control credit risk, further optimize the quality of credit assets and promote the development of the credit business better. This is a summary of my work for a year.
First, the business operation completes the situation
The company achieves total revenue of 10,000 yuan by 20xx, of which the loan interest income is 10,000 yuan.
Work measures and development
First, we will continue to optimize the quality of credit through development.
In the year of 20xx, our company is developing the service attitude, taking the active passion and realizing customer satisfaction. In order to implement professional management on lending, credit established: loan procedures, review of loan management format, set up a more complete set of form of post-loan inspection work made the concrete operation process. At the same time, the company insists on the principle of studying on the side of the work, insisting on the knowledge of Friday afternoon, the meeting of Monday morning, and summarizing the work of the week.
We will improve the level of loan management in an all-round way with the premise of "norms"
Create a small loan management model for farmers. The company is to make the pilot of small rural loans, the key support of the farmer in huixian county. This year, in order to guard against credit risk, loan department set up electronic parameter management of credit files, establish archives information, strict appraisal appraisal, guarantee loans back on time.
Taking the "risk on" as the core, the comprehensive solution to the credit risk
According to the relevant requirements of chairman, we constantly dissolve the risk in the work, in combination with the practical situation of our company, to establish risk early warning mechanism, the end of every month for next month's loan, the establishment of early warning that weaves collection parameter, do it on time, timing, collection of loan principal and interest.
One is to ask the loan officer to complete the loan and prevent the occurrence of illegal loans.
Second, we will strictly implement the classification of loans, and carry out risk management. To carry out risk classification according to the principle of "monthly classification, real-time adjustment".
Third, the report of the credit report, the examination and the monitoring work of bad loans. To take timely measures to detect bad loan signals and to give feedback to the chairman, and to issue the notice of the loan to the customer on a regular basis.
Third, there are problems
Review for one year of work, although we made great efforts, but there are still a big gap with the requirement of the chairman, mainly displays in: one is the credit personnel quality remains to be further improved, the ideological understanding is not enough; Second, the quality of credit assets has yet to be improved.
Fourth, the next work plan
Recognize the situation and plan for it. Due to the impact of the domestic financial environment, the financial industry is expected to face greater pressure in 20xx, which will have an impact on credit operation. Therefore, it is important to organize carefully to make sure that "three early days" will complete the work.
One is early research. We should fully recognize the strong development momentum of the industry and the serious situation of market competition, and carefully analyze the direction of the fund market.
Second, plan early. To further develop the spirit of continuous combat, seize the initiative of the work and organize the staff to study the CBRC document spirit.
Third, prepare early. Plan and plan for the next year. To ensure that there is pressure and confidence;
Four is to move fast. Company staff manages concertedly, try to overcome thought lax, discipline, the phenomenon of slow, ensure that credit work steady, healthy and orderly conduct of next year.
Scientific development and overall consideration will further enhance the strength of credit marketing.
First, we will continue to increase our lending to agriculture, rural areas and farmers. To strengthen the service consciousness for the agriculture, actively promote farmers group lending, small credit loans, effectively solve the farmers loans difficult, firmly rooted in the rural, efforts to expand the microfinance market share of retail business.
Second, we will increase the cultivation of good customers and ensure credit lines. On the basis of this year, according to the nature of industry, and the product of the market prospects, technical inputs, such as the actual situation, for next year's enterprise credit, loan structure reasonable adjustment, to ensure the normal operation. The issuance of loans will reduce links and improve efficiency in the absence of risk and legal review.
Third, we will implement the system, strengthen accountability mechanisms, and comprehensively resolve the credit risks.
First, emancipate the mind and actively explore and put new ideas into play. To avoid bad loans made by different borrowers or businesses,
Second, we will increase the level of lending. ShouDai responsibilities, forbidden to risky lending, businesses and individuals at the same time to put an end to replay light receive ideas, strengthen post-loan inspection, discover the trend of loan risk, put an end to happen bad loans.
We will strengthen the training of credit operations in combination with the classification of loans.
The first is a monthly comprehensive loan class of five grades. Led by the manager, lead the loan officer to investigate and analyze the loan clients, so that the credit personnel will continue to enrich their business knowledge in the actual work.
Second, we will implement the credit personnel meeting system. To strengthen the credit personnel political consciousness and professional quality training, constantly enhance the consciousness of the compliance management and due diligence, continuous learning advanced management experience, find out the gap of existence, correct. In a word, I will work closely around the credit FuNong goal, to strengthen the construction of credit management system, outstanding for loan monitoring, effectively solve the credit risk assets, the work of the company credit to a new level.